Care Health Insurance (Formerly Religare Health Insurance)
About Care Health Insurance
Care Health Insurance is a specialized health insurer offering products in the retail segment for Health Insurance, Top-up Coverage, Personal Accident, Maternity, International Travel Insurance and Critical Illness along with Group Health Insurance and Group Personal Accident Insurance for Corporates, Micro Insurance Products for the Rural Market and a Comprehensive Set of Wellness Services. With its operating philosophy being based on the principal tenet of ‘consumer-centricity’, the company has consistently invested in the effective application of technology to deliver excellence in customer servicing, product innovation and value-for-money services.
Apart from numerous awards since inception, in March 2025, Care Health Insurance (CHI) was awarded ‘Best Claim Settlement Company of the Year’ at the 9th Annual India Insurance Summit & Awards 2025; in December 2024 CHI was conferred the ‘Overall Achievement Award’ (SAHI category) at the ASSOCHAM 16th Global Insurance Summit & Awards, and ‘Smart Insurer’ and ‘Sales Champion’ awards in Health Insurance category at the 11th ET Now Insurance Summit& Awards 2024. The company was also awarded ‘Best Health Insurance Plan –Care Plus at the Global Financial Planner’s Summit 2024 held in October’24.
At Care Health Insurance, we’ve always believed that ‘Care’ lies at the centre of all that we do as a Health Insurance Specialist. From primarily ensuring our customers ’access to quality healthcare to broadening the spectrum of overall ‘Care’ beyond hospitalization, we ensure the guiding principle of ‘Care’ always is the fulcrum of all our customer-centric initiatives.
Affordable Premiums with Extensive Coverage
Our health insurance plans offer new-age coverage at an affordable premium to ensure you are sufficiently covered against unforeseen medical emergencies.
Wide Range of Health covers
We ensure comprehensive coverage for policyholders through our diverse plan options for families, individuals, parents, expecting mothers or people with critical illnesses.
Vast Network
We have a wide network of 21700+ cashless healthcare providers that ensure you can avail of quality treatment in times of need.
Easy Claim Process
With a hassle-free claim procedure available both online and offline, we provide efficient claim assistance anytime, at any given day!
Comprehensive Health Insurance is the need of the hour. With year-on-year increase in medical treatment costs has made having a comprehensive Health Insurance a necessity! Mentioned below are a few benefits of having robust health coverage:
Financial Safety: Health Insurance ensures that you are protected against the financial strain that may arise due to the hefty medical bills.
Coverage for Critical Illnesses: An expansive health insurance ensures you get access to quality healthcare even if you are diagnosed wiuth a critical illness.
Protection above Corporate Health Insurance: Individual/ family health covers ensure continued protection even upon exhaustion of your corporate plan or during gap periods between assignements.
Cashless Claim Benefit: During a medical emergency, a health insurance with an expansive cashless healthcare network can ensure that your focus remains on recovery, and not on arranging funds or paperwork.
Tax Benefits under Section 80D: Health Insurance is not just a safety net for your finances but also an asset that can help you avail of tax benefits of up to ₹75,000 under Section 80D of the Income Tax Act, 1961.
Wellness & Preventive Care: Health Insurance come with new-age benefits such as annual health check-ups, fitness benefits and more, that could forewarn you of any chronic ailments which may arise.
What is covered under Care Health Insurance Plans?
Care Health Insurance offers exhaustive coverage against medical treatments be it in times of urgency or a planned hospitalisation. The coverage provided can vary from product to product and is subject to the policy terms and conditions:
In-Patient Hospitalization
Our health insurance covers expenses such as room rent, ICU charges, doctor’s fees, etc., during any planned or emergency hospitalisation, up to the sum insured.
Pre-Hospitalization Medical Expenses
We cover your medical expenses such as doctor consultations, medical tests and medication, up to 60 days before hospital admission.
Advanced Medical Treatments
With our health insurance plans, you can access advanced medical care and get coverage for modern treatments, including robotic surgeries or chemotherapy.
Daily Allowance
Everyday expenses during hospitalization can be burdensome, but our health insurance plans provide a fixed amount to coverthem.
Post-Hospitalization Medical Expenses
Medical expenses such as follow-up visits and medical tests , are covered up to 90 days immediately after discharge from the hospital.
Domiciliary Hospitalization
We offer domiciliary hospitalization expenses to ensure uninterrupted medical coverage per the policy terms.
AYUSH Treatments
Treat your ailments with a combination of modern and traditional treatments. Our AYUSH coverage helps you avail of alternative treatment as per policy terms and conditions.
